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Is your Florida home insurance really enough?
To find out whether your Florida home insurance is enough, compare your dwelling limit to today's rebuild cost, convert your hurricane deductible to dollars, and check roof settlement, water-damage limits, ordinance-or-law and flood. Send Nymble your declarations page and a licensed agent will explain it in plain language, with no obligation to switch.
Most people read their policy for the first time after a claim. We'd rather you read it now, with someone who does this every day.
What will we check on your policy?
- Dwelling limit vs. today's rebuild cost
- Hurricane and all-other-perils deductibles, in dollars
- Roof settlement terms
- Water damage limits and exclusions
- Ordinance-or-law, loss of use and liability limits
- Whether flood coverage is missing
No obligation to switch. If your coverage is solid, we'll tell you.
Frequently asked questions
Where do I find my declarations page?
It's usually the first pages of your policy packet and is often available in your insurer's online account. It lists your limits, deductibles and endorsements.
Does homeowners insurance cover flood in Florida?
Standard homeowners policies generally exclude flood. Flood coverage is usually a separate policy. We'll tell you whether you have it.
What is ordinance-or-law coverage?
It helps pay the added cost of rebuilding to current building codes after a covered loss. It matters most for older homes.